Loan Programs

VA Loans

The VA loan program helps veterans, active-duty service members, and their families qualify for a home loan.  The primary benefits of the loan program include no down payment and no private mortgage insurance (PMI).

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FHA Loans

FHA home loans are mortgages insured by the federal government through the Federal Housing Administration (FHA), which is a branch of the Department of Housing and Urban Development (HUD).

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Conventional Loans

Conventional loans are simply any home loan that is not insured OR guaranteed by the government.  In other words, a non-government home loan.

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Jumbo Loans

Generally, a jumbo loan is a mortgage with a loan amount that exceeds the conforming loan limit of $484,350. Conforming loan limits vary by county and may be higher in counties with more expensive housing.    

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