Loan Options

VA Loans

The VA loan program helps veterans, active-duty service members, and their families qualify for a home loan.  The primary benefits of the loan program include no down payment and no private mortgage insurance (PMI).

FHA Loans

FHA home loans are mortgages insured by the federal government through the Federal Housing Administration (FHA), which is a branch of the Department of Housing and Urban Development (HUD).

Conventional Loans

Conventional loans are simply any home loan that is not insured OR guaranteed by the government.  In other words, a non-government home loan.

Jumbo Loans

Generally, a jumbo loan is a mortgage with a loan amount that exceeds the conforming loan limit of $484,350. Conforming loan limits vary by county and may be higher in counties with more expensive housing.    
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