Conventional Loans

Conventional loans are simply any home loan that is not insured OR guaranteed by the government. In other words, a non-government home loan.

Conventional loans typically require a down payment as low as 3% OR up to 20%.  They do tend to require greater income and higher credit score requirements than government loan programs.

Conventional loans do offer both fixed and adjustable interest rates.  The loan terms vary from 15 to 30 years.  The primary benefits include immediate equity in your home and no private mortgage insurance with a minimum down payment of 20%.Contact Loan Remedy today to see if a conventional home loan is the right choice for you!
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